S&P's Financial Focus

Health Insurance

Eating right and exercising regularly will go a long way toward keeping you in good health. However, even people who take good care of themselves may still require time at the doctor’s office or a hospital stay.

Quiz Yourself To help you know what health-care plan is best for you, ask yourself the following questions:

For whom do you need coverage-just yourself or your whole family?

Do you have any chronic illnesses such as diabetes?

Are you physically challenged or have any physical or mental disabilities?

What is your family’s health history? Is there a history of a certain illness such as cancer or heart disease that could require medical attention later in your life?

Are you planning on starting a family in the near future?

Do you engage in dangerous activities, such as motorcycle riding?

How much can you afford to pay for insurance?

How much can you afford to cover in case of a hospital stay?

Can you afford to pay for preventive care and routine check-ups?

Do you want to chose your own doctors, or are you okay with the doctors in a health plan?

Are your doctors in the health plan?

Standard and Poor’s publishes the globally recognized S&P 500® financial index and provides credit ratings. It also gathers financial statistics, information, and news, and analyzes this data to help individuals, companies, and governments make financial decisions. Go to www.standardandpoors.com to learn more about this company.