Introduction to Business

Section 2: Health Insurance

Self-Checks

1
A percentage of medical expenses a policyholder must pay over the deductible is ______ .
A)coinsurance
B)a premium
C)a copayment
D)reimbursement
2
Many health insurance policies require patients to pay a(n) to use a service ______ .
A)administrative fee
B)copayment
C)coinsurance fee
D)down payment
3
Major medical insurance is sometimes called ______ insurance.
A)catastrophic
B)disaster
C)comprehensive
D)hospital
4
A pre-existing condition is a ______ one that is diagnosed before a person obtains health insurance.
A)acute
B)fatal
C)chronic
D)serious
5
A ______ organization provides health care at its own facilities for a fixed monthly fee.
A)health maintenance
B)private provider
C)health management
D)preferred provider
6
A group of doctors and hospitals that agree to provide specified medical services to members at prearranged fees is called a ______ organization
A)preferred provider
B)primary care
C)prepaid care
D)private practice
7
The government program that partially pays for health-care costs over age 65 is ______ .
A)Medicaid
B)Social Security
C)Medicare
D)Senior Health
8
Medicaid is funded by ______ .
A)federal and state governments
B)state governments
C)state and local governments
D)the federal government
9
The hospital charges for your appendectomy are $13,000. Your health insurance has a $1,000 deductible and a 20 percent coinsurance payment. You must pay ______ .
A)$1,000
B)$2,800
C)$2,600
D)$3,400
10
Members of a preferred provider organization receive ______ if they choose approved providers.
A)better care
B)less coverage
C)choices
D)more coverage
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