Business and Personal Law

Unit 4: Your Money and the Law

Thematic Project

Correcting a Credit Report Error

As you have learned, protecting your credit rating is very important. Sometimes an error or a problem might occur that will impact your rating. Learn how to correct or repair your credit rating.

Consumer resources from the federal government are available through this Web site. Use the Search box to locate specific information about making a correction or repair to your credit rating.
http://www.consumer.gov/

The Federal Citizen Information Center provides consumers with information about a variety of topics. Use the Search box to locate information about correcting or repairing your credit rating.
http://www.pueblo.gsa.gov/

Three credit reporting bureaus:

Experian http://www.experian.com/

Equifax http://www.equifax.com/

TransUnion http://www.transunion.com/

Sample Dispute Letter

Consumer resources from the federal government are available through this Web site. Use the Search box to locate a sample dispute letter you can use.
http://www.consumer.gov/

If you want to create your own letter, you may want to use the Word-Processing Tips and Tricks below.

Legal Terminology Links

FindLaw offers an online searchable dictionary.
http://dictionary.lp.findlaw.com/

Nolo offers an online searchable dictionary.
http://www.nolo.com/glossary.cfm

Law.com provides a searchable dictionary by legal term, definition, or letter of the alphabet.
http://dictionary.law.com/

Merriam-Webster provides an online dictionary of law.
http://dictionary.reference.com/legal/

Note-Taking Tips

The Education World Web site provides information on how to take notes for a variety of purposes.
http://www.education-world.com/a_less on/lesson/lesson322.shtml

WiredSafety.org offers a convenient slide presentation of note-taking tips and techniques.
http://www.wiredsafety.org/wiredlearning/Evaluation/notetaking/index.htm

Computation

Use these online calculator tools to help you as you estimate and compute the facts and figures you discover.

Calculator.com is a Web site full of calculators.
http://www.calculator.com/

Math.com offers math tutoring, calculators, and homework help.
http://www.math.com/students/calculators/s ource/basic.htm

Word-Processing Tips and Tricks

Use Microsoft Word or another word-processing program to create a business letter. If you are not sure how to use a word-processing program, these links might help:

Microsoft's education Web site:
http://www.microsoft.com/education/default.mspx

From the Florida Gulf Coast University Web site:
http://www.fgcu.edu/support/office2000/word/i ndex.html

The Writing Center at the University of Wisconsin - Madison has a Web site to show you how to format a business letter.
http://www.wisc.edu/writing/Handbook/Busine ssLetter.html

What Is a Rubric?

A rubric is a printed set of criteria for evaluating your work and providing feedback. A rubric gives you the standards on which your essay, project, activity, or other assignment will be graded. One example of an evaluation rubric can be found in your textbook and is reproduced below.

Evaluation Rubric

Academic Skills

1. Online and library research

1. 10 points

2. Reading for information

2. 10 points

3. Note-taking

3.    5 points

4. Estimation and computation of facts/figures you discover

4. 10 points

5. English composition to summarize findings

5. 15 points

Legal Skills

6. Research of consumer reporting and credit rights

6. 15 points

7. Methods of comparing the three main credit bureaus' reports

7. 15 points

8. Analysis of the essential statistical information

8. 15 points

9. Use of technology

9.    5 points

 

Total 100 Points

Other examples of rubrics include:

The Rubistar Web site created by 4Teachers.org provides access to a variety of rubrics. It also includes a rubric maker. There is a Spanish version available as well.
http://rubistar.4teachers.org/ index.php?screen=WhatIs&module=Rubistar

Rubric for a research project
http://mciu.org/~spjvweb/resrub.html

From Boise State University, a list of rubrics created by teachers at Quest High School
http://csi.boisestate.edu/ilt/rubrics.htm

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