Entering the World of Work

Chapter 14: Managing Your Money

Portfolio Tips

Your budget will change as your life circumstances change. Look at your budget every month. Adjust your budget as needed. For example, if you receive a raise, you will have more money to save and spend. Or, if your rent is increased, you will have less available money. Keep blank budget spreadsheets handy. Make one for every month. At the end of a year, look at each month's budget. This will give you a good idea of what to budget for the next year.