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| 1 |  |  What is the difference between committed time and discretionary time? |
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| 2 |  |  List three benefits of using a to-do list. |
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| 3 |  |  Why is it important to prioritize your tasks and activities? |
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| 4 |  |  How do emotions affect people's relationship with money? |
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| 5 |  |  Why is it important to analyze your spending habits? |
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| 6 |  |  What are the pros and cons of credit? |
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